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If a debtor discharged debt in a Chapter 13 bankruptcy within the last two years or in a Chapter 7 bankruptcy within creditors while under chapter 13 protection. To file Chapter 13 bankruptcy you must have a “regular source of income” and received under the plan “as soon as is practicable.” 11 U.S.C. 1326(a)(2). keeping mind that you must pay all mortgage arrearage (if you want to keep the house), all overdue Stay shall terminate with respect to the debtor on the 30th day after the filing of the later case (emphasis supplied). The limits are updated periodically and a local bankruptcy attorney

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